Whole Loan Sales
“WHOLE LOAN SALES” are the sale of individual and/or loan pools in which the buyer/investor of the loan acquires 100% of the loan, including all of the contractual rights and benefits from the original lenders when a whole loan is sold. To date, WHOLE LOAN SALES have been one of the primary avenues that the FDIC has used in selling the assets of the failed banks. By any measure this method has been very successful for the FDIC recovering roughly 53 cents on the dollar for the $2.4 billion in loans it has sold since late last year with an average transaction of approximately $4 million.

WHOLE LOAN SALES are well suited for The Focus Group's expertise of being able to perform the necessary due-diligence in a very effective and efficient manner. With typically only thirty (30) days to analyze multiple pools of loans, our “boots on the ground” network provides us the ability to bring real time, market-based underwriting compiled into concise, easily understood investment books. These investment books offer investors the advantage of analyzing multiple pools of loans in advance of the auction deadline and selecting only those pools that fit each individual investor’s preference.

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